Budgeting Templates and Examples

October
Income	Pay Date	Estimated Amount	Actual Amount	Total (Budget)	Total (Actual)
B&G Payroll	10/04/2013	$750	$753	$750	$753
B&G Payroll	10/18/2013	$750	$850	$1500	$1603
Groc Payroll	10/04/2013	$215	$215	$1715	$1818
Expenses	Due Date(s)	Budgeted Amount	Actual Amount	Total (Budget)	Total (Actual)
Rent	10/1-10/5	$619	$619	$619	$619
Car Insurance	10/01/2013	$102	$101.52	$721	$720.52
Car Payment	10/21/2013	$184	$183.16	$905	$903.68
Electricity	10/10/2013	$120	$97	$1025	$1000.68
Natural Gas	10/15/2013	$50	$28	$1075	$1028.68
Gasoline	10/04, 10/11, 10/18, 10/25	$200[RM1]	$163	$1275	$1191.68
Water, Sewage, Trash	10/05/2013	$60	$55	$1335	$1246.68
Doctor Bills	Anytime	$20	$20	$1355	$1266.68
Phone	10/04/2013	$64	$00	$1419	$1266.68
Internet	10/10/2013	$30	$28	$1449	$1294.68
Food	10/04, 10/11, 10/18, 10/25	$400	$150	$1849	$1444.68
Tithe	10/05, 10/12, 10/19, 10/26	$150	$182	$1999	$1626.68
Other	Anytime	$50	$10	$2049[RM2]	$1236[RM3] .68

Month:__________________
Income	Pay Date	Estimated Amount	Actual Amount	Total (Total Budget)	Total (Actual)
Expenses	Due Date(s)	Budgeted Amount	Actual Amount	Total (Budget)	Total (Actual)

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 [RM1]Totals for expenses with multiple due dates reflect the total as a whole-you will not pay out $200 each time.

 [RM2]The total for the expenses of the month are $334 OVER the expected income. In cases like this, you need to look at each place you can decrease spending. You can also try to do odd and end jobs like mowing grass or babysitting to earn the extra money.

 [RM3]By cutting costs, and assuming the pay would be at the least amount possible, we were able to save $581.32.